INCOME vs SPENDING

To demonstrate how the app can be used, here is a hypothetical example. First the optional videos, then screenshots and notes.

Click 'cc' (top right) for sub-titles.

User Guide: Family Finances App (No confidential identification needed)

Developed by @MINIMIKE

Welcome

This app is designed to help you develop a budget for income vs expenditure, and track actuals, quickly and easily. Because this is a web-based app, you do not need to visit an App Store to use it.

1. How to Access the App

You can open the app on any smartphone, tablet, or computer.

The Link: https://1kpokjabbr.zite.so
The QR Code: If you have been given a printed QR code, simply open your phone’s camera and point it at the code to open the link instantly.

2. Save it to Your Home Screen (Highly Recommended)

To make the app easy to find—just like a regular app—follow these simple steps to add an icon to your phone’s home screen:

On iPhone (Safari):

Open the link in the Safari browser.
Tap the Share icon (the square with an arrow pointing up) at the bottom.
Scroll down and tap Add to Home Screen.
Tap Add in the top right corner.

On Android (Chrome):

Open the link in the Chrome browser.
Tap the three dots in the top right corner.
Tap Install app or Add to Home screen.

3. Navigating the App

Once you have the app open, see following on how to use its functions:

View Information: Tap on any item in the main list to see full details.
Search/Filter: Use the search bar at the top to find specific records quickly.
Updates: If you have permission to edit, look for the "+" or "Edit" buttons to enter new information.

Privacy Note: This app is secure. No info of a private or secure nature, such as personal details, banking, passwords etc is required. If you are asked to sign in, please use your registered email address. You will receive a "Magic Link" in your email; simply click that link to be logged in automatically.

4. Need Help?

If you have trouble loading the app or finding information:

Ensure your device is connected to the internet.
Refresh the page by swiping down or clicking the reload icon.
Contact @MINIMIKE for technical assistance.

This Budget Planner can be used for any currency. The choice at the top is to remind you which currency you are working in, throughout the exercise. The app can be used solely for an individual, or sole earner in a household, or by two or more earners in the same household. No limit. For this hypothetical exercise, we have two, commencing with the left hand column, "INCOME" (nett), listing several sources, including one where tax had to be "estimated". As we progress, the Annual Summary on the right keeps a running record.

Staying with income only, we come down to two graphs, the first of which shows monthly income across the year, the two bumps being receipt of dividends. No movement on the 2nd graph because we have yet to input expenditure.

The 3rd graph shows cumulative combined income, again with no outgoings.

Now we switch to outgoings, with several examples and running totals in the summary on the right, of both income and outgoings.

More outgoings here. The app offers plenty of prompts for you to include the many household expenses that are incurred by people world wide. Each quite small maybe, but they all add up!

The monthly graph now shows two expenditure "bumps", serving as a cash flow alert. In other words, if the bank account looks pretty healthy in June, beware rates due!

And finally, a comparison of expected cumulative income and forecast cumulative spending, suggests that we will make ends meet, but there are a lot of expenses that we haven't inputted yet!

And as well as entering budgetted expenditure, the app can be updated regularly for both actual income and actual outgoings, thereby increasing accuracy and creating a fileable record.